“What should we do?”

Fiduciary Planning Projects

Project planning answers a defined planning question or builds a defined planning architecture.

Every Pointer Creek relationship begins with planning, but that does not mean every client requires a comprehensive financial plan.

A Fiduciary Planning Project may be narrowly focused on a single decision or may encompass virtually every aspect of a family’s financial life. The scope and fee are established based upon the planning work actually required.

Examples may include:

Retirement and financial independence planning
Retirement-income and distribution planning
Estate and legacy planning
Investment and portfolio analysis
Retirement-plan or rollover analysis
Social Security and pension decisions
Tax-aware planning and Roth conversion analysis
Business-owner and succession planning
Risk-management and insurance analysis
Charitable planning
Trust and beneficiary planning
Family Limited Partnership analysis
Advanced estate-tax planning and strategy modeling
Premarital or family financial planning
A comprehensive financial, tax, retirement and estate-planning architecture

A planning project has a defined beginning, defined scope and defined conclusion. Pointer Creek analyzes the agreed-upon matters, develops recommendations and provides an implementation roadmap.

When the engagement concludes, responsibility for implementation, ongoing monitoring and recognizing when circumstances warrant another planning review generally returns to you.

For many organized, financially sophisticated clients who enjoy this type of work, this is exactly the “DIY with professional guidance” relationship they want.

When Project-Based Planning May Be a Good Fit

You have a specific planning question or event to address.
You want comprehensive recommendations but are comfortable implementing them yourself.
You already have staff or systems responsible for ongoing implementation and monitoring.
Your circumstances are relatively stable and you prefer to return for planning assistance when you determine it is needed.
You want an independent fiduciary analysis without necessarily establishing an ongoing advisory relationship.
Your need is truly a one-time event, outside the scope of your expertise.

Clients who disengage at the conclusion of a planning project are welcome to return for additional services when needed. Future updates, implementation assistance and new planning projects are available at then-current pricing.