For a managed account, $500,000+ in net investible assets. Planning is scoped to complexity rather than a minimum — so if you’re not there yet, our planning-only services are still open to you.
No. Alongside wealth management, we offer planning-only, pay-for-what-you-need services — and some of our best long-term relationships began before the assets accumulated.
No. We publish our fees and aren’t a pure AUM firm. You can engage us for planning without moving a single dollar — and we’ll tell you honestly when moving assets isn’t in your interest.
Not automatically. Your first model trade is the starting point for our analysis, not an instruction to liquidate — we protect tax lots and keep good holdings where it serves you.
Often, yes. We actively work on only ten financial plans at a time, so every engagement gets real attention rather than rushed work; when one finishes, the next moves from the list to active.
Call (234) 414-1014 or email team@pointercreek.com. The first step is a short introductory meeting to see whether we’re a mutual fit.
Yes — a CFP®-only practice, so there’s nobody here to hand you off to. We act in your interest across the whole relationship, not only on the products we sell.
Secure, encrypted storage and transmission, background-checked staff, and internal controls on who can access what. We treat your data the way we’d want ours treated.
No — and no product quotas, either. We have no in-house funds to push and no incentive to steer you toward one strategy over another.
Weeks to months, depending on complexity and how quickly you return your “homework.” A typical plan runs about four to eight weeks — an honest estimate rather than an attractive one.
We won’t promise to, and we’d be skeptical of anyone who guarantees it. Some years a portfolio beats its benchmark and some years it won’t — what matters is that your plan still reaches your goals either way. We aim to capture what the markets offer without taking risks you can’t afford, rather than chasing headlines.
Yes, and we do it fairly often. If a one-time project or a second opinion is all you need, we’ll say so — sending you off with an answer instead of signing you up.
Directly. We coordinate with your existing tax and legal advisors so the plan is executed as one team — and we’re glad to bring in ours if you don’t have them.
201 South Broad Street, Canfield, Ohio 44406. We serve families across Northeast Ohio, and work with clients elsewhere by video.
A conversation, not a pitch. Bring the question that’s been keeping you up; we’ll give you an honest read on fit and clear next steps — even if that means pointing you elsewhere. Start one here.