Retirement Income Planning

Running a business is one thing—helping your employees retire with confidence is another. A well-structured retirement income plan isn’t just a perk—it’s a powerful tool for attracting, retaining, and rewarding employees while ensuring long-term financial security for both your team and your business. At Pointer Creek Wealth Management, we design custom, fee-based retirement income planning strategies for businesses that want to provide real value to their employees without unnecessary costs, hidden fees, or conflicts of interest.

Why Retirement Income Planning Matters for Your Business

A strong retirement income plan doesn’t just benefit employees—it strengthens your company. Here’s how:

Attract & Retain Top Talent – Competitive retirement benefits make your company a more desirable place to work.
Improve Employee Financial Wellness – A financially secure workforce is a more productive, engaged workforce.
Ensure Compliance & Cost Efficiency – Poorly structured plans can lead to unnecessary expenses and regulatory headaches.
Align Employer & Employee Interests – Properly designed retirement plans benefit both your employees and your bottom line.

What We Do

We offer corporate and business retirement income planning that prioritizes long-term outcomes over commissions. Our services include:

Plan Design & Optimization – Whether your company needs a defined contribution (401(k)-type plan), or defined benefit (old-school pension-type plan) we design and structure it to maximize benefits to target employees, while minimizing costs to the company and plan participants.
Fiduciary Oversight & Compliance – We ensure your plan meets ERISA guidelines and Department of Labor regulations, so you stay compliant.
Cost-Benefit Analysis – Are you overpaying for your current plan? We analyze fees, provider costs, and plan structure to ensure you and your employees get the best value.
Investment Selection & Monitoring – We help build and manage diverse, cost-efficient investment options tailored to your employees’ needs.
Employee Education & Engagement – A retirement plan only works if employees use it. We provide ongoing education and one-on-one fiduciary support to help them make informed decisions.

A Better (Transparent) Plan for Your Business & Your Employees

A strong retirement income plan doesn’t just check a box—it strengthens your business, improves employee loyalty, and creates financial security for everyone involved.

Want to be sure your current plan isn’t introducing a wolf in sheep’s clothing to your plan participants?
Want to discover how to build a plan that works for you, your employees, and your long-term goals?
Ready to optimize your business’s retirement income planning offerings?

Give us a call to See the Unseen fees of most retirement income plans and schedule a consultation with our experts.