Welcome to Pointer Creek Wealth Management, a financial solutions firm. We provide private wealth management and fee-based CFP® practitioner financial planning services to high net worth investors.
After witnessing nearly two decades of change and consolidation in the financial industry, it proved difficult to align what is best for you, with what is best for the shareholders of a large publicly traded financial services company. For this reason, we affiliate with one of the most respected privately-owned independent broker-dealers in the industry, Cambridge Investment Research, Inc., to bring you investment options.
This allows us to truly serve your needs without the corporate agendas or proprietary sales quotas present at many of our competitors. Cambridge was awarded Broker-Dealer of the Year* 2012 through 2020 by Investment Advisor Magazine and maintains a written commitment to private ownership and the core values that set them apart from competing broker-dealers. Since 2013 we remain thrilled with the support provided to our office, to support your goals and access to objective investment opportunities. You can read more about Cambridge here.
Regarding independent risk management of non-securities products, Pointer Creek will only contract as an independent broker, where our legal obligation is to serve the individual or entity obtaining the policy. This is vastly different than contracting as an agent - whose legal obligation is to serve the company issuing the policy.
Investment Advisor magazine, 2020, 2019, 2018, 2017, 2016, 2015, 2014, 2013, 2012, 2010, 2008, 2007, Division IV; 2003, Division III. A broker-dealer becomes eligible for this honor only after a minimum of 10% of its producing financial advisors cast valid ballots. The ballots rate the broker-dealer in 15 different categories defined by Investment Advisor as relevant challenges and concerns. Broker-dealers receiving the highest marks in each of four are declared Broker-Dealer of the Year. Results are based on experiences and perceptions of participants surveyed in June of each of the years listed. Experience may vary. This recognition is not representative of investment performance or returns of representatives. Visit advisorone.com.
We also firmly believe in using mutually owned companies to every extent possible. Because mutually owned companies are owned by the policyholders, all profits or excess premiums are redistributed to the policyholders in the form of dividends or reduced expenses. To view the extensive list of 50+ companies we are appointed with (and those we are no longer appointed with, due to not being competitive) you can visit the Ohio Department of Insurance Agent / Agency Locator.
WHY Use a cfp®?
Pointer Creek was founded on the belief that each of our clients deserve fiduciary advice, from an educated, experienced, ethical professional that has passed multiple examinations proving competency in these areas. Many individuals hold themselves out as a “financial planner” or “financial advisor” but a Certified Financial Planner™ demonstrates the utmost commitment to the profession and to your personal financial goals.
Pass individual courses and exams in these areas: Professional Conduct and Regulation, General Principles of Financial Planning, Education Planning, Risk Management and Insurance Planning, Investment Planning, Tax Planning, Retirement Savings and Income Planning, Estate Planning and Financial Plan Development.
To achieve the CFP® designation, one must:
WHY Pointer Creek?
If you want a relationship with a firm that by design and mandated by designation, places your best interests first, we are your fiduciary.
Have you ever seen Wolf of Wall St.? Yeah, we’re not that. Not only are we required to put your interests first, we actually feel good doing it and it’s created a positive energy and thriving practice.
Just like the theme song, we'll always know your name...you'll never be just an account number, we have no desire to add empty relationships in search of higher profits.
We protect your reputation by being selective in who we serve. We have turned down clients with millions of dollars when we felt their business practices or other factors would detract from our core beliefs and clients we already serve.
We own the same strategies and investments we recommend. This willingness to invest alongside you, is something we are proud of.
We have no quotas and no proprietary products. Many of our so-called competitors do not have the flexibility to offer alternative investments, to truly diversify your portfolio as a means of managing investment risk.
We don’t just speak the words of the hand controlling us. We question everything Wall St. is selling, filter through the noise of media and hoards claiming the latest greatest financial products to present only the most direct solutions for achieving your goals.
Simply put, we care about you achieving your goals and take seriously our responsibility to show you options and solutions that were likely unseen before.
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Registered Representatives, Securities offered through Cambridge Investment Research, a Broker/Dealer, Member FINRA/SIPC. Investment Adviser Representative, Cambridge Investment Research Advisers, Inc., a Registered Investment Adviser. Pointer Creek Wealth Management and Cambridge are not affiliated. This communication is strictly intended for individuals residing in the states of CA, FL, OH, PA, TX, and VA. No offers may be made or accepted from any resident outside the specific states referenced. The information being provided is strictly as a courtesy. When you link to any of these web-sites provided herein, Pointer Creek Wealth Management makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information and programs made available through this site.
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